This is another set of question asked by one of the reader in response of my previous post ^[1]. For those companies using Oracle Internet Expense or similar application and enabled corporate card then might have to address PCI concerns, probably this post will be great help.

Does PCI DSS applicable to my client?

• If using corporate credit cards used by employees for company purchases like travel or office supplies
• The expense management is been used by iexpense or similar application.

The PCI DSS standard applies to all entities that store, process or transmit cardholder data. You can understood as these standard does equally apply to manual processing and storage of cardholder information as well as to electronic methods of storage. If you revisit the points mention in last post ^[1] you can find with comments in blue.

According to the PCI DSS ^[1] has six control objectives that are broken up into 12 high-level requirements:

• Build and Maintain a Secure Network.
  • Requirement 1: Install and maintain a firewall configuration to protect cardholder data.
    • You can just have a internal control in order to manage this.
  • Requirement 2: Do not use vendor-supplied defaults for system passwords and other security Parameter
    • Oracle locks and expires default accounts and passwords during installation.Passwords for administration accounts are prompted for during installation .
• Protect Cardholder Data.
  • Requirement 3: Protect stored cardholder data.
    • Data stored in Oracle Applications is encrypted for protection .
  • Requirement 4: Encrypt transmission of cardholder data across open, public networks.
    • You work with your development or DBA team , probably they confirm that the Credit Card provider’s FTP site is secure and transmissions from that site remain encrypted in transit.
• Maintain a Vulnerability Management Program.
  • Requirement 5: Use and regularly update anti-virus software.
    • You can have a internal control in order to manage this.
  • Requirement 6: Develop and maintain secure systems and applications.
    • Oracle Applications is PCI-DSS compliant
• Implement Strong Access Control Measures.
  • Requirement 7: Restrict access to cardholder data by business need-to-know.
    • You can just have a internal control in order to manage this.Oracle Applications standard security functions provide unique individual user accounts with specific responsibilities and accesses to control access to sensitive data
  • Requirement 8: Assign a unique ID to each person with computer access.
    • You can just have a internal control in order to manage this
  • Requirement 9: Restrict physical access to cardholder data.
    • You can just have a internal control in order to manage this.
• Regularly Monitor and Test Networks.
  • Requirement 10: Track and monitor all access to network resources and cardholder data.
    • You can just have a internal control in order to manage this.Oracle Applications provide standard functionality to monitor users and review their activity history.
  • Requirement 11: Regularly test security systems and processes.
    • You can just have a internal control in order to manage this.
• Maintain an Information Security Policy.
  • Requirement 12: Maintain a policy that addresses information security.
    • You can just have a internal control in order to manage this.

Similar Post

• Credit Card functionality within i-expense ^[2]